• Podcast

    Face The Fear Podcast – Overcoming Money Limitations with Elyse Archer

    Are you feeling stuck financially? Are you overwhelmed and burned out, yet don’t seem to be making any progress in your career? Are you ready to overcome your limiting beliefs and achieve your greatest desires? Then, this episode is for you!

    In this episode, we are joined by Elyse Archer, the founder of She Sells, a coaching program and community for women in sales who are breaking through six figures and revolutionizing the way sales is done. Elyse provides fascinating insights into topics like:

    • What are the most common money myths or limitations that you hear from women you work with? How can we overcome them?
    • How can women sell in a way that feels authentic to them?
    • What is the She Sells Method and the $10k Club?
    • How can I stand out and best market myself on LinkedIn?
    • What are a few ways we can begin to overcome our self-defeating tendencies and leverage our personal power today? 
    She Sells Radio

    Learn more about Elyse at www.ElyseArcher.com 

    Face The Fear:

    P.S. Kaitlyn Duchien is a registered representative of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Supervising office located at 888 S. Harrison Street, Suite 900, Fort Wayne, IN 46802. 800-589-3000. Content provided is for informational use only and is not to be constituted as financial advice.

  • Podcast

    Face The Fear Podcast – Disability Insurance with Meghan Cormany

    Welcome Back to Face The Fear Podcast: Season 2! We have missed you!

    In this episode, we are joined by Meghan Cormany, a Disability Insurance (DI) Sales Development Specialist at Ash Brokerage (and just a fabulous human being overall). Meghan builds on our previous DI podcast with Tim Kukieza by answering questions such as:

    • Why should a Millennial consider having Disability Insurance (DI)? When is the best time to purchase coverage?
    • How can someone choose the right DI coverage for them?
    • Are there certain occupations that claim DI benefits more than others?
    • Does DI cover loss of work due to depression, stress, or other mental health issues?
    • If I pay for DI and never claim benefits, do I lose all of the premiums I paid? (The answer may surprise you!)

    Questions? Email us at facethefearfw@gmail.com!

    Meghan Cormany: LinkedIn

    Face The Fear:

    P.S. Kaitlyn Duchien is a registered representative of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Supervising office located at 888 S. Harrison Street, Suite 900, Fort Wayne, IN 46802. 800-589-3000. Content provided is for informational use only and is not to be constituted as financial advice.

  • Podcast

    Face The Fear Podcast – Estate Planning with Kelly Dancy

    In this episode, we are joined by Kelly Dancy, an Estate Planning Attorney with Walny Legal Group in Milwaukee, WI. Kelly breaks down the importance of Estate Planning and busts several common myths, like “I only need to have an estate plan if I’m old and have a lot of money.” (SPOILER ALERT: that is FALSE!)

    We also cover:

    What happens if someone dies without an estate plan?

    How are estate plans created?

    Other than a will, what are a few other important documents for estate planning

    How should Millennials start a conversation with their parents/grandparents about creating or revisiting their estate plan?

    Questions? Email us at facethefearfw@gmail.com!

    Kelly Dancy:

    Website: https://walnylegal.com/

    LinkedIn: https://www.linkedin.com/in/kelly-dancy-30016214/

  • Podcast

    Face The Fear Podcast – Entrepreneurship with Tim Ash, CEO of Ash Brokerage!

    Photo Cred: @ashbrokerage on Instagram

    Face The Fear Podcast is BACK & better than ever! In this episode, we’re joined by fearless leader & entrepreneur Tim Ash, CEO of Ash Brokerage. Grab some coffee and listen in as we discuss what leads to success, how to stay inspired, and when it’s time to step outside your comfort zone. Prepare to be encouraged, motivated, and empowered to overcome whatever is holding you back!

    Questions? Email us at facethefearfw@gmail.com!

    Face The Fear: 

  • Podcast,  Student Loans

    Let’s talk STUDENT LOANS with David Hessel, CSLP (Certified Student Loan Professional)!

    You’ve asked & we (finally) answered – let’s tackle student loans!

    According to the U.S. Department of Education, outstanding Student Loan Debt has now reached a staggering 1.56 TRILLION in 2020. Over 44 million Americans have outstanding student loans and the average debt per individual is $32,731 – WOAH!

    It’s time for us to Face The Fear of Student Loans – understand what they are, how they work, and find the best way to pay them off!

    Here’s a bigger view of David’s White Board

    To learn more about David Hessel, click here: www.davidhessel.com

    To get the details on student loan planning, click here: www.studentloanprofessional.com

    To get in touch with Face The Fear, email: facethefearfw@gmail.com

    Here is a summarized list of Q&As:

    1. “Do you need to be of a certain profession or in a certain field to utilize the extended or graduated programs while in the overall 10-year repayment plan?” Nope! Everyone with federal student loans has access to these, but there are many things to consider before jumping into one.

    2. “When does it make sense to put my student loans in deferment?” If you need to stop your payments, you do need to apply and be accepted for this. This is because interest will not accrue during this time period. You might do this if you become unemployed, if you have economic or medical hardship, etc. Interest will not accrue while in deferment

    3. “When does it make sense to put my student loans in forbearance?” You have a total of 3 years to be in forbearance. Remember, interest continues to accrue while you are not making payments. So really, this tends to make sense when you need a very short-term payment relief.

    4. “Can I use forbearance or deferment if I have private loans?” The unfortunate answer is no. You can speak with your lender and try to change the terms of your loan but the options available for federal loans are not available for private loans.

    5. “Can I spread the ‘tax hit’ when student loans are forgiven over time or is it all taxed as income in one year?” The short answer is that it is taxed in one year. However, when working with a CPA, depending on your situation, there are ways to strategize the taxation. When working with my clients, we calculate the anticipated tax amount and immediately set up a savings/investment bucket for those dollars over the course of their student loan repayment plan.

    6. “Can I be 3, 4, even 5 years into paying my student loans and still switch to a repayment plan?” Yes, you can do this at any time! It is a voluntary program, so you must reapply / show income every single year. If you do not reapply you will be automatically switched back to the 10-year plan. For my clients, we just set reminders every year, so we never forget. Thankfully, the Government has worked on their online submission process and applying is getting easier and easier.

    7. “For PSLF, do I need a specific type of qualified loan?” In short, to apply for PSLF you need 3 things: 1. You need to work for a qualified employer full time (talk with your HR rep or visit https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service#qualifying-employment) 2. You need to make 120 qualified payments (10 total years of payments) 3. Your loans need to be DIRECT loans. (These started after the year 2010, so anyone with loans prior to 2010 will usually need to do a direct consolidation)

    8. “If I have worked for a qualified employer while working towards PSLF and then switch to another employer that is not qualified, is there any sort of partial forgiveness of loans?” Unfortunately, the answer is no.

    9. “What has changed for my student loans with the CARES Act?” Start listening at 48:18

    Lastly, here’s a disclaimer: GVCM is an SEC Registered Investment Advisory firm, headquartered at N14W23833 Stone Ridge Drive, Suite 350, Waukesha, WI 53188. PH: 262.650.1030. David Hessel is an Investment Adviser Representative (“Adviser”) with GVCM. Additional information can be found at: https://www.adviserinfo.sec.gov/IAPD/Global View Capital Insurance, LTD. (GVCI) insurance services offered through ASH Brokerage and PKS Financial. David Hessel is an Insurance Agent of GVCI. Global View Capital Advisors, LTD is an affiliate of Global View Capital Management, LTD (GVCM).

  • Podcast,  Taxes

    Face The Fear Podcast – Taxes with Tony Brita, CPA!

    Due to the impact of COVID-19, the IRS has instated some tax relief measures, such as extending the tax payment (not filing) deadline until July 15, 2020 for certain individuals. Find the most recent information here: https://www.irs.gov/coronavirus

    Tax season is here! Feeling overwhelmed?? We’ve got your back. In this episode of Face The Fear, we are joined by Tony Brita, CPA, to discuss ideas for tackling your taxes. Here are a few questions we cover:

    • What is the biggest tax mistake you see people (or millennials specifically) make? How can they avoid these mistakes in the future?
    • What are a few misconceptions people have about taxes and the IRS?
    • How should a married couple decide if they should file single or jointly? What are the pros and cons of each option?
    • What are some common ways for Millennials to reduce taxes that are often overlooked?
    • Is there an online program that you would recommend for those who may have relatively low incomes and an uncomplicated tax situation?

    ***We are not affiliated with, sponsored by, or endorsing TurboTax.

    Questions? Email us at facethefearfw@gmail.com!

    Tony Brita’s LinkedIn: https://www.linkedin.com/in/tony-brita-cpa-8352622b/

    Face The Fear: 

  • Podcast

    Face The Fear Podcast – Pete The Planner!

    Peter Dunn

    Join us as we discuss all things finances with the famous Pete The Planner! He has written 10 books, has his own podcast (Million Dollar Plan), radio show (Pete the Planner® Radio Show on WIBC), appears on TV and regularly writes newspaper columns. See his contact information below to connect with him and see all that he has accomplished, which is a lot! 

    Peter Dunn:

    Face The Fear: 

  • Budgeting,  Podcast,  Wedding

    Face The Fear Podcast – Wedding Planning with Event Extraordinaire, Andi Jo Clark!

    Join us as we chat with Andi Jo Clark, Event Director at Union 12 about all things weddings, planning and budgeting for your big day! (We even dish out some non-financial wedding tips!) 🙂 

    Andi Jo Clark – Event Director at Union 12 (Event Center & Banquet Hall):

    Face The Fear: 

  • Podcast

    Face The Fear Podcast – Jordan Bell & Steven Gansey – Sports + Finance!

    Jordan Bell joins us again on this episode of Face The Fear, along with Steve Gansey, head coach of the Fort Wayne Mad Ants (NBA G League)! We talk about sports, money, life lessons, and of course…basketball. 

    Jordan Bell: @jbgoodpeople

    Face The Fear:

    • Instagram – face.the.fear
    • Facebook: facebook.com/FaceTheFearFW
    • Twitter – @Face_The_FearWebsite – www.facethefearfw.com
  • Podcast

    Face The Fear Podcast – Jamal Robinson & Justin Davis, Entrepreneur Rockstars!

    In this week’s episode, we chat with Jamal Robinson and Justin Davis. Both are active in the Fort Wayne community and are entrepreneurs. We talk about inspiration, leaving a legacy, Believe In A Dream, starting an eye wear business, making connections/networking and a bit about sports. 

    Jamal’s contact information is below:

    Justin Davis Instagrams:

    Face The Fear: